Your HomeFit Score
87/100
You're nearly ready to buy.
Your deposit and low debt position are strong. Another $8,000 could put you closer to a 20% deposit on your comfortable range.
Next milestone
$100,000 deposit
At your current pace, you could reach it in approximately seven months.
Borrowing power history
Your estimated lender range over time
Deposit progress
Update this whenever your savings change
What to improve next
Personalised actions based on your profile
Build another $8,000 of depositThis could improve your LVR and reduce lender risk.
Review unused credit limitsReducing a $4,000 card limit may slightly improve assessed capacity.
Keep a three-month emergency bufferA comfortable budget should leave room after settlement.
Saved suburbs
Your strongest current matches