Tools & next steps

Grants and scheme research

These programmes have different eligibility tests. A calculator result does not confirm eligibility, and no grant is automatically added to your budget.

WA First Home Owner Grant

Up to $10,000 for eligible first new homes, including qualifying substantially renovated homes. Established homes do not qualify. For eligible transactions from 7 May 2026 the value cap is $800,000 south of the 26th parallel, including Perth, and $1 million north. Applicants must meet ownership, residency and occupation requirements.

First-home transfer duty

The WA calculation uses your first-home selection as an assumption. Confirm your eligibility and contract date before relying on a concession.

Australian Government 5% Deposit Scheme

Eligible first-home buyers can apply through a participating lender with at least a 5% deposit, subject to location price caps and lending criteria. The guarantee can remove LMI; it does not remove repayments or guarantee approval.

Other pathways

Compare official information about Help to Buy and First Home Super Saver before changing your savings or ownership plan.

Prepare a conversation

Your saved reports include your assumptions and figures. Download a PDF and your property shortlist, review the contents, then share them directly with your chosen broker, lender or rental agent.

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